Our Blog

First Home Buyer

When buying your home, remember this!

Imagine, you’ve found your first home, love the area and it fits in your budget. But the agreed purchase price…
On First Home Buyer
#0a9839
Saving Money
Financial Optimisers

Why you earn a lot but aren’t saving money!

The reasons you aren’t saving as much as you should  If you’ve been killing it at work and moving up…
On Financial Optimisers
#0e93e5
book a call
Next Home Buyer

Positive Gearing Into Property

Positive gearing is the opposite of negative gearing. It is jargon for borrowing to buy an investment where the expected…
On Next Home Buyer
#6a4c93
First Home Buyer

How To DIY Your House Deposit

Congratulations on deciding to buy your first home! That’s the first big step ticked off your list. The next one is…
On First Home Buyer
#0a9839
Next Home Buyer

Repaying deductible debt? Here’s a better idea.

Here’s something you might not expect to hear a financial planner say: maybe repaying your debt is the last thing…
On Next Home Buyer
#6a4c93
best gift voucher in the world
Financial Optimisers

The best gift voucher in the world

Christmas is coming and you probably know someone who is really hard to buy a present for. You might be…
On Financial Optimisers
#0e93e5
mental accounting
Financial Optimisers

More on mental accounting

Last week, we introduced the concept of mental accounting. We want to continue the theme this week as part of…
On Financial Optimisers
#0e93e5
First Home Loan Deposit Scheme (FHLDS)
First Home Buyer

First Home Loan Deposit Scheme (FHLDS)

Ready to take the leap into home ownership? Get in on the First Home Loan Deposit Scheme (FHLDS) action!    …
On First Home Buyer
#1a1a1a
Sketch

The Heartbeat of the Share Market

heartbeat of share market He’s flatlining – quick nurse, get the defibrillator! Clear? CLEAR Queue high-power electric shock and… ad…
On Sketch
#0a9839
Sketch

You and The Big Mistake

At some point, all investors face what New York Times Columnist Carl Richards calls “The Big Mistake.” Otherwise known as…
On Sketch
#0a9839
Financial Plan
Sketch

Current Reality

In its most simplistic form, financial planning is the process of charting a course from where you are today to…
On Sketch
#0a9839
Sketch

Days or Decades

One of the things we love to do as humans is take the recent past and project it indefinitely into…
On Sketch
#0a9839
Sketch

Fear and Greed

Most investors make the same mistake with their money over and over again. At the top of the market, they…
On Sketch
#0a9839
Sketch

Focus

Humans have a tendency to focus on all the wrong things. We fixate on things that don’t matter, and things…
On Sketch
#0a9839
Home Guarantee Scheme
First Home Buyer

Home Guarantee Scheme

Your Guide to the Home Guarantee Scheme: Unlock the Door to Your Dream Home!  Hey there! We know how important…
On First Home Buyer
#1a1a1a
First Home Loan Deposit Scheme (FHLDS)
First Home Buyer

First Home Loan Deposit Scheme (FHLDS)

Ready to take the leap into home ownership? Get in on the First Home Loan Deposit Scheme (FHLDS) action!    …
On First Home Buyer
#1a1a1a
First Home Buyer

How To Save For A House Deposit

Imagine this… You’re sitting in your living room with a hot coffee in hand. The morning sun is glinting through…
On First Home Buyer
#0a9839
First Home Buyer

How To DIY Your House Deposit

Congratulations on deciding to buy your first home! That’s the first big step ticked off your list. The next one is…
On First Home Buyer
#0a9839
First Home Buyer

The 6 Proven Steps to Achieve Financial Freedom!

Looking to build financial freedom? There are more get rich quick schemes out there today than ever before – I’m…
On First Home Buyer
#0a9839
First Home Buyer

21 Day Home Readiness Challenge

21 Day Home Readiness Challenge Saying that a lot has changed in the last six months is a massive understatement.…
On First Home Buyer
#0a9839
Next Home Buyer

Interest Offset Accounts

Interest offset accounts are a great way to manage debt. They introduce a flexibility to a client’s debt management that…
On Next Home Buyer
#6a4c93
book a call
Next Home Buyer

Positive Gearing Into Property

Positive gearing is the opposite of negative gearing. It is jargon for borrowing to buy an investment where the expected…
On Next Home Buyer
#6a4c93
Next Home Buyer

A Financial Adviser’s Academy Awards Night

Ah. The second Tuesday in May. The most exciting day of the year for all financial advisers! This year’s federal…
On Next Home Buyer
#6a4c93
Next Home Buyer

Repaying deductible debt? Here’s a better idea.

Here’s something you might not expect to hear a financial planner say: maybe repaying your debt is the last thing…
On Next Home Buyer
#6a4c93
book a call
First Time Investors

What is a median house price anyway?

If you watch the financial news, you will often see reference to the median house price. But what is the…
On First Time Investors
#fb5b62
book a call
First Time Investors

Choosing the Family Home

Buying a family home is a unique purchase. While the fundamental elements of demand and supply will impact on the…
On First Time Investors
#fb5b62
Steps to Great Financial Plan
First Time Investors

Ten Steps to Great Financial Plan

Being a financial planner is fantastic when your client is a really nice person. Which is most of the time.…
On First Time Investors
#fb5b62
Non-financial Financial Advice
First Time Investors

Non-financial Financial Advice

In a recent post, we discussed the wisdom of buying a home for every child. Buying at today’s prices, and…
On First Time Investors
#fb5b62
Saving Money
Financial Optimisers

Why you earn a lot but aren’t saving money!

The reasons you aren’t saving as much as you should  If you’ve been killing it at work and moving up…
On Financial Optimisers
#0e93e5
best gift voucher in the world
Financial Optimisers

The best gift voucher in the world

Christmas is coming and you probably know someone who is really hard to buy a present for. You might be…
On Financial Optimisers
#0e93e5
Managing Student Loans
Financial Optimisers

Managing Student Loans

In Australia there are two main forms of student loans. These are HECS-HELP, which are typically available to students studying…
On Financial Optimisers
#0e93e5
mental accounting
Financial Optimisers

More on mental accounting

Last week, we introduced the concept of mental accounting. We want to continue the theme this week as part of…
On Financial Optimisers
#0e93e5
100% off everything
Financial Optimisers

100% off everything!

Here is an idea for you. There is no such thing as a discount. There is just the price. As…
On Financial Optimisers
#0e93e5
Financial Optimisers

What is trauma insurance?

Trauma cover is a form of life insurance that provides a lump sum benefit if you experience a specified form…
On Financial Optimisers
#0e93e5

These articles provide general information only and have been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. They do not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.